People are holding onto their vehicles a lot longer than they used to. In fact, experts say most vehicles are lasting an average of 11 years nowadays. That means you need a loan you'll like for a long time.
We offer both first mortgage refinancing and home equity loans with amortizations up to 30 years.
Our closing costs are among the lowest in the industry. Just what you would expect from your credit union: the best service with the lowest rates and fees possible.
All mortgage programs are not the same, and it's important to understand the differences when you are shopping around.
Whether you're looking to refinance your first mortgage home loan, or looking to take out a second mortgage, Oshkosh Truck Credit Union has the terms, features and options designed to make getting a mortgage easier.
Let us help you understand all the choices you have when it comes to a home mortgage.
Call and make an appointment today at 920-233-2611 and ask for Linda.
Great Rates and Fast Approvals
Oshkosh Truck CU offers vehicle loan rates as low as 2.39% APR*, fast and easy application process, fast approval and no prepayment penalties.
You can apply anytime online, on the phone or in person.
Get pre-approved before you go to the dealer to increase your bargaining power.
Ask about our GAP insurance program at a cost much lower than dealers.
*Based on credit approval, restrictions apply. Contact our Loan Department for complete details.
Oshkosh Truck CU Visa Platinum Card
When you sign up for an OTCU Visa Platinum Card you'll be rewarded with no annual fee and a great low interest rate that won't go up when the prime rate changes.
Looking for a GREAT RATE on a BALANCE TRANSFER? We've got that too. Save money by transferring your balance from a high interest credit card to our low interest rate card. We offer No Fee balance transfers every day of the year.
We offer multiple card options to suit your needs.
We have our mortgages here, and also our car loan and savings and checking. We like to keep it in one place - that way if we have any questions we can go to one source to take care of everything.
I took out my first car loan here and it was after I had searched around several places for the best rates.
Thank you guys very much for working with me on my truck loan. That was the first nice thing I ever had, and I loved it and love you guys for making that happen.
I saved an extra 0.75% off my loan rate because I have direct deposit and use OTCU's checking account. That was a nice surprise.
Whether you're at North Plant, South Plant, or West Paint Shop – it's all centrally located.